Abstract Of Competitiveness Of The Shareholding Commercial Banks

As reforming and opening30years, our country banking industry has achievedeye-catching achievements along with our national economic development andgrowth. In the process of development, reformimg of share-holding system in China’scommercial banks to improve the industry’s overall competitiveness has played a keyrole. After joining the WTO, facing the intense international competition,China hasspread out to the State-owned Commercial Bank of our country as the focus of theshare-holding system reform.Through financial restructuring and the introduction ofstrategic investors and public offerings, the State-owned Commercial Bank hascompleted the goal of shareholding system reform. Subsequently, shareholdingcommercial banks quickened reform listed investment process. With advancedmanagement idea and perfect corporate governance structure, shareholdingcommercial banks are rapidly becoming a major force in the banking industry.However, as the foreign banks entering the financial market of our country, theUnited States subprime crisis and Europe’s sovereign debt crisis, the shareholdingcommercial banks in China has entered a period of transition.Neither the big scale ofstate owned banks, in the innovation and management ability compared with theforeign capital bank also has no superiority. How to survival in the context of thedomestic trouble and foreign invasion, and promote share-holding commercial bankscompetitiveness and" crisis into opportunities". It is the problem urgently to besolved in future development for shareholding commercial banks.Therefore, how to evaluate the effect of China’s shareholding commercial bankscompetitiveness. Analysis shareholding commercial banks competitive factors underthe conditions of modern time.To guide shareholding commercial banks seizeopportunity and choose the correct market development strategy. It is an importanttopic to establish the effective way and the corresponding countermeasure. It is notonly the have the vital significance for the development of shareholding commercialbanks in China, but also have active sense to the stability of our financial market andincrease our country financial competitiveness and promote the sustainabledevelopment of financial industryIn this paper, I establish a link between theory and practice through theestablishment of a scientific evaluation index system of shareholding commercialbanks in China.It also can make the government understand the development statusand future trends of shareholding commercial banks.And promote the othershareholding commercial banks in China listed on the preparatory.it can make othershareholding commercial banks in China reform faster and more effective.It can alsoenhance sustainable development ability for our country banking industry ’s. Inaddition, the competitiveness study of shareholding commercial banks not only fromthe perspective of China’s shareholding commercial banks competitiveness.It alsosupport from the view of macroscopic financial point. At present, the main body ofChina’s financial system is banking industry. the shareholding commercial banks are reform forerunner. The improvement of their competitiveness has an importantguiding role on the overall banking competitiveness.Eventually they will produces apowerful aid thrust to the economic and social development of our country. Therefore,It is not only meet needs of shareholding commercial banks.It is also the externalrequirements for the development of China’s economy and the growing finance.