Study On The Effect Of Deposit-Loan Scale Of Commercial Banks On The Regional Economy In China

With the expansion of the financial development and the increase of totalfinancial assets, the improvement of efficiency of financial institutions in China hasbeen significantly affected by the recent strategies of financial development.，whichis the main factor to promote the development of regional economy. And The majorfinancial institutions is banking in China. Based on this, This paper attempts toscale from the perspective of deposit and loan, which analysis theoretical andempirical, tries to answer whether the financial structure has closely to economicdevelopment between the provinces, and differences of the eastern, central andwestern regions.It introduces the research background and the research significance, domestic andinternational research reviews, focuses on the theory of the financial development andregional economic development theory, analyses the status of Chinese regional finance andeconomic, finding that the huge differences between the regional in China. National paysattention to financial development, the trend of this difference has narrowed. The mostimportant is the empirical part of the paper, through the determination of measure, theconstruction of econometric model, development and regional economic developmenttheory. The result showed regional economic development was closely to deposit, loan,finance-related rate. So, the central and western region should coordinate national policy,taking the right central and western policies.