Based Commercial Bank Credit Risk Measurement Theory Disposal Of Non-performing Assets Research

Disposal of non-performing assets of banks based commercial bank riskmeasurement methods, Italy, through the introduction of commercial banks riskmeasurement method to reduce the formation of non-performing assets of banksfrom the source, thereby enabling our business through the introduction of foreignadvanced practicebanks to absorb the successful experience of adverse risk disposalproblem, learn from each other. Paper is divided into five chapters.The first chapter introduces the research background of the disposal ofnon-performing assets, the purpose and significance of the research methods andresearch status.The second chapter describes the methods of the theory of commercial bankloan monitoring, including experts in the traditional theory, the rating method, thecredit score with modern theory KMV model, macroeconomic simulation,risk-neutral valuation method at Risk value valuation method.The third chapter describes the status of non-performing loans of state-ownedbanks and joint-stock commercial banks for the causes of non-performing loans.The fourth chapter describes the good practices of foreign banks. Theestablishment of asset management companies in Korea; Sweden’s "good bank" andthe "bad bank" to deal with both; French credit market and privatization of banks.The fifth chapter of the recommendations of the disposal of non-performingassets. Asset securitization to write off non-performing assets, capital operationmethod to write off non-performing assets, joint operations to write offnon-performing assets, mergers and acquisitions to write off non-performing assets.