On The Market Access System Of The Private Lending Institutions In China

As the market economy deeply developed and less financial controlled, china’s private lending market is extremely active, private lending institutions have been established. The contribution of private lending institutions to the development of China’s social economy is outstanding, and it has greatly made up for the lack of formal financial, promoting the private enterprises, especially the development of small and medium-sized private enterprises. But for a long time, our country has been lacking special laws and regulations of private lending to provide supervision and guidance, thus making private lending activities risky, while it greatly affects the stability of the financial markets.This thesis discourses the market access system of the private lending institutions mainly from four parts, that is:The first part tells us of the general analysis of the market access system of private lending institutions. It was mainly divided into three parts. Namely, the concepts and types of private lending, the definition of private lending institutions and the establishment of the market access system of private lending institutions.The second part introduces the private lending institutions market access system in some developed countries and Taiwan, China. Mainly include the United States, Germany, Japan, and China’s Taiwan region.The third part discusses the deficiencies of the market access system of private lending institutions. The specific performance are the lack of legal system in market access of private lending institutions, the market access threshold to reduce the potential increased risk;the design of the market access system flaws defects, such as three of the main qualifications of the registered capital, business access.Part IV, we presented the recommendations to perfect the market access system of private lending institutions for the defects of private lending institutions, such as improving the legal system of China’s private lending market, making different market access standard of private lending institutions and reduce the risk, clearing the main body of market access, strictly regulate the implementation of market access to the registered capital system, and strictly enforce the business access system.