Studies On The Effects Of Non-Cash Payments In Purchase Of Corns On The Flow Of Currency

With the deepening in the reform of the rural financial system, the improvementof the means of payment in the acquisition process of rural food has become aprominent financial problems. In this regard, in the process of in-depth promotion ofrural food acquisition of non-cash means of payment, Siping City, the People’s Bankand financial institutions jointly and actively and steadily use of bank debit cards andother non-cash settlement to farmers Clearing Liangkuan, and achieved a successfulexperience. To this end, this paper from the practice will Siping City to promote thepractice of three modes of the the rural food acquisition of non-cash means ofpayment summary and cognitive, theoretical overview of the impact of non-cashsettlement of cash flow and food acquisition of non-the cash settlement of threemodes of cash in circulation in-depth analysis, and summarized experience andtheoretical level, to be replicated in other products during the settlement process, andto improve settlement efficiency and reduce the cost of settling.In the analysis process, we make use of structural time series methods ineconometrics and other quantitative tools and means the amount of net cash of SipingCity, within the time range from1995to2009before the non-cash paymentenvironment optimizationthe model analysis, we use the ARIMA model estimates,analysis and testing, the AIC criterion to determine the model the lag order numberand fractional integration order squared error of the regression and to determine thefitting effect. Model calculation results and comparison of the actual situation, wefound that the acquisition of funds is a non-cash settlement Lee Silver, LeeEnterprises, the people work. Vigorously promote the business can not only reducethe amount of cash settlement and reduce the operating costs of banks capital tostrengthen the credit monitoring to enhance the banking settlement services, andcustomer convenience and to eliminate the customer cash offer safety hazard, and protect the interests of farmers, this reform great promotional value has an importantreference value to promote rural finance specialization and industrialization.Meanwhile, the paper also analyzed for pay means the problems in theacquisition process of rural food, and then get a non-cash payment of future ruralareas the environment optimized learn and experience, proposed operational perfectfood to the acquisition of non-cash settlementreimbursement policy recommendationsand implementation measures.