The Research Of Company’s Wealth Management Strategy Of Bank Of Communications

In recent years, China’s economic growth have started to decline, the process of interest rate marketization speeded up, and the trend of financial disintermediation begun to intensify, which cause the development of deposits by Commercial bank to become more and more difficult. It means that the traditional profit growth pattern by absorbing deposit to Increase the scale of loans will be difficult to continue. As the level of enterprises constantly improving, the scale of business expanding, the business pace of going into the world accelerating, the rapid expansion of high net worth individuals,all of these provide a broad market space for wealth management of commercial banks. Most commercial banks in China put forward to build wealth management banking on their development strategy. Bank of communications started earlier in this area. It has built a more perfect service system and risk management mechanism. But compared with commercial banks in the developed country.the wealth management level of Bank of communications lag behind.There are many things needed to upgrade and improve,like product system、business mechanism、risk management、system construction、personnel training and so on.This paper will mainly talk about the origin, mean and the development status of wealth management in china, point out the inevitability of the rising of wealth management, focus on Bank of communications about its development status of wealth management,problems and improvement measures, and point out the future development strategy...