China’s Endowment Insurance Fund Management Research

With the development of world economy, China also accelerate into the becomean ageing population countries, pension problem has become the our country presentstage need to solve the most important question. Since the nineteenth century theconcept of social security funds preliminary since its formation, the importance ofsocial security fund has always been concerned. The social security fund is survivaland guarantee of the masses, and is the social stability and unity of the stabilizer, Atpresent, the implementation of the "TongZhang combination" of endowmentinsurance system, and in the process of implementation, endowment insurance fundmanagement pattern existing individual fund account "empty rise", low level ofoverall planning, management diversification, fund value difficulties, such as pensionmisappropriated serious problems, such as not to speed up the solution to theseproblems, and will hinder the development of China’s endowment insurance system.This paper to endowment insurance fund the principal-agent relationship,endowment insurance fund investment channels and ways of two major theory systemto the research, from the population aging in our country produce endowmentinsurance system of reform, and expounds the endowment insurance fundmanagement mode reform is China’s endowment insurance fund system reform of thekey, then through foreign endowment insurance fund modes, for China’s endowmentinsurance fund management model provides a reference for the design of ourcountry’s endowment insurance fund management mode are analyzed, and the fundmanagement out the existence question, and in foreign management mode is proposedon the basis of China’s endowment insurance fund management mode reformproposals.The full text is divided into four parts, The first part: mainly describes China’spension fund management; the second part: mainly analysis of China’s pension fundmanagement mode of the current situation and problems; the third part: this partmainly introduces the old-age insurance fund management case analysis andsuccessful experience; part fourth: Specification of China endowment insurance fundmanagement countermeasure, put forward" partial Pay-As-You-Earn" system ofendowment insurance fund management mode reform proposals, and the existingproblems puts forward relevant solving measures.