The Exploration Of Our Country Adding The Crime Of Gregory Lending

In recent years, along with the rapid development of market economy, the scopeof the existing lending Gregory has spread to the national each region，the size of theoverall lending has and the bank lending scale evenly matched. The development ofthe market need folk lending market as the bank financing of supplement, the countryis gradually relaxed folk lending market, but does not mean that allow excessiveinterest rate of the crazy Gregory borrowing. At present, the crisis by Gregory lendingis not limited in the economic area, also brought serious influence for People’s Dailylife. Gregory has caused great harm to our country financial management lendingorder, lending and society. The spread of Gregory lending influence the normaloperation of the formal financial institutions, causing the small and medium-sizedenterprises collapse, lending for people violence and ongoing events such as suicide,triggering the whole social credit crisis, cause the whole social factors of instabilityincreases. Therefore, how to regulate lending Gregory become important topics intheory research, also have realistic significance. This paper will be divided into threeparts:The first part is overview of Gregory lending. This part analyses the concept ofGregory lending, characteristics, current situation and forms in detail, to solve thequestion of what is Gregory lending practices.The second part is thinking of our country criminal law about Gregory lending regulation. This part is consist of the serious lending Gregory is harmful to the society,the provisions of the law is not perfect, the judicial practice of the punishment of theencounter problems, and from the perspective of the theory of criminal law, Gregorylending practices into the necessity and feasibility of sin.The third part is the legislative proposals regulating the behavior of Gregorylending. Mainly by Gregory set up lending sin the necessity and feasibility forfoundation, from charges setting, the concept of sin and Gregory lending constitutiverequirements, judicial cognizance angles, as the means of severe punishmentregulations provide reference Gregory lending practices.