Study On Judgment Standard For Patentability Of Financial Product

As a symbol of the information revolution, computers and the Internet ischanging the traditional human social division of labor and production methods. Inthe information revolution,intellectual property has become a powerful weapon duringnational economic development.At the same time,economic globalization makes theprotection of intellectual property to become an important part of the internationaleconomic order which makes country value a lot. The financial industry as one of themost closely linked industry has been rapid developed in the information revolution.Naturally intellectual property has become the strategic high ground of the network offinancial competition.By comparison of financial products and general object, financial products notonly has not been the law expressly affirmed, but also has problems in the actualexamination when used General Criteria to review it.Therefore, study on patentabilitystandards on financial products and put forward a comprehensive proposal has thetheoretical and practical significance under this situation.The article is divided into three parts, the first part determine the range offinancial products division, and then made a general analysis of patent applicationsfor financial products.After that putting forward of the specialist of the patent offinancial products,the particularity lead to improve the financial products patentabilitycriteria become necessary. In the second part of the article is to analyze the process ofchange in the law of the United States, Japan and European in patents and theirexamination standards. The last part of the article is suggestions for improvement offinancial products patent examination standards and final conclusion.