The Research On Some Legal Problems Of The Rural Micro-credit Company Borrowing Behavior

The rural micro-credit company bearing the government and folk, debtors andcreditors to financial system innovation and promote the further development ofChina’s economy. Foreign bank’s success as well as our country rural microfinanceinstitutions to research, to our country the large-scale carried out rural micro-creditcompany form to support rural economic situation will be a great encouragement. Thedevelopment of everything not everything is going smoothly., will be accompanied bythe difficulties and challenges, only by constantly improving the system innovationand innovation in theory, sum up experience, constantly reflect on, accelerate the paceof development of rural micro-credit company.This article through to an area of small loan companies survey, statistics ruralmicro-credit company ’s cash flow situation, analysis of rural micro-credit problemsand the existing legal protection. In micro-credit operation on legal issues andlegislation practice concludes, combined with China’s rural financial market and loansystem characteristics, from the legal point of a simple analysis of China’s ruralmicro-credit lending mechanism, put forward to perfect our country rural micro creditlegal system and legal environment is proposed, with a view to China’s ruralmicrofinance can work in a more perfect legal framework grow sturdily, andultimately to promote rural economic construction and development.