This thesis thus mainly deals with the analysis of the legalrisks of these financing products of credit and loan from the angleof banks.First defines the concepts of financial management andfinancing products of credit and loan and explains their course ofdevelopment and the basic relationship between them. And in theoperation procedure of these financing products, the buyer (client),the bank, the loan and trust company and the debit are all involved.Because the legel relationship of finacing product is complex,thebank faced the legel risk of the defilition finacial legel relations,theestablishion of entrusted agency and the role of dislocation. inaddition, due to the legel subject is much, righs and obligations arecomplex, manly analysis bank in financial contract trust the contractformed by improper legal risk, And analysis the link risk of Trustcontract,financial contract and etc.Therefore, special laws andorders should be established to define the rights and dutiesbetween all parts and administer the operation procedures.effective models of cooperation with controlled risks should be builtthrough discussion between banks and trust companies. detailed treaty wording should be ensured through discussion among allparties. |