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Research On The Legal Protection Of Chinese Financial Consumers

Posted on:2014-06-21Degree:MasterType:Thesis
Country:ChinaCandidate:Q Y LiFull Text:PDF
GTID:2266330422953738Subject:Economic Law
Abstract/Summary:PDF Full Text Request
Along with the market-oriented financial system reform, financial products and servicesare increasingly exposed to people’s daily life.At the same time the financial consumer rightsinfringement is becoming more and more serious. After the financial crisis, countriesincludingAmerica and Japan establish regulatory reform plan and conduct the legislation to strengthenconsumer financial protection.Financial consumer protection is at the elementary stage in our country, effective protectionmechanism is to be established. Under this situation, this paper intends to research the protection of thefinancial consumers from the perspective of financial consumers’"right to know". The first chapterexplains concepts related to financial consumption and the particularity of financial consumption, theauthor puts forward the definition for the concept of "financial consumers" in the first section. The secondsection refers to the necessary of the financial consumer protection by multidisciplinary theory analysis.The second chapter analyzes the cause of the current real defects in the financial consumer protectionthrough investigating the situation of financial consumer protection in our country. The third chapterintroduced the practices of United States and Japan in terms of financial consumer protection especially instrengthening information disclosure, and enlightenment to China’s financial consumer protection. Thearticle finally proposes the author’s some thoughts on the construction of the legal mechanism of financialconsumer rights and interests protection in our country.
Keywords/Search Tags:Financial consumers, Protection of rights and interests, Financial regulation, Information disclosure
PDF Full Text Request
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