Analysis Of The Types Of Behavior Of The Crime Of Credit Card Fraud

The credit card is a kind of credit payment documents which commercial banks public tosociety, whose total or part function are consuming credibly, transfer and settlement andaccessing cash. The widely use of credit card is contributed to all kinds of economictransaction among people and makes it more rapidly and conveniently. However, at the sametimes, on the one hand, it develops the economy rapidly and stably and also provides thesafest guarantee for economy transaction. On the other hand, because of its drawback, thecredit card has become the target which criminals covet, though its technological content ismore than the traditional payment instruments. In the several years, with the rapiddevelopment of our economy, economic activities related to the criminal activities of creditcards is increasing and has brought a huge losses to our state and society, even a kind ofserious destroy to financial order.The paper constitutes with the preface and the text. The preface introduces the researchbackground of the crime of fraud on credit card,the ideas and methods of research andconcluded the innovations and deficiencies, after the main body is divided into four parts,focus on the basic concept, analyzing the different point of view, and analyzing the crime offraud on credit card, at last, definition the specific behavior.At the first part of the article, analysis of the fraudulent use of credit card fraud. In thissection, defining the concept of credit card at first, then analyzed for the fraudulent use ofcredit card withdrawals behavior in ATM and the related nature, so the fraudulent use of creditcard withdrawals behavior in ATM can be as the credit card fraud. Secondly analyze the piratecredit card behavior, pirates of the credit card for the concept is introduced, and determinedfor its nature.The second part mainly analysis use credit card fraud behavior, and propose the theoryview. As for using of counterfeit credit card fraud, using a false identity cheat brought creditcard fraud and the use of invalid credit card fraud three kinds of behavior analysis, for comparing the different viewpoints, and definition three kinds of behavior.The third part focuses on the analysis of the malicious overdraft credit card fraud crime,at first, definition malicious overdraft behavior in the paper. Secondly, specific analysis formalicious overdraft, in order to further for the crime of malicious overdraft credit card clearly,and rationally distinguish and treat the overdraft behavior of malicious and good faith, forstrengthen the judicial application of accuracy.The fourth part is a new form of crime of credit card fraud crime, and analysis the use ofnetwork behavior of credit card fraud, and carefully research the behavior and characteristicsof credit card fraud by network. At the same time, for the implementation of the act should beconvicted and punished also how are clearly identified, and combined punishment for severalcrimes, and can hold implicated offender, even can constitute the crime of theft.