Study On The External Regulatory Regime Of Rural Micro-credit In China

Since rural micro-credit is a kind of innovation of the rural financial organization system and the poverty alleviation, regulators have no ready-made regulatory system to apply in our country. As a result, the regulators in the regulation practice continue to use the supervision system and thinking of traditional banking system.They ignore the characteristics of the rural micro-credit. This will inevitably cause the existing regulatory thinking and regulatory system is not adapt to the development of rural micro-credit. Rural micro-credit in our country faces many problems in the market entry link, market operation link and market exit link. This article insists points-the general thinking of writing, tell the common problems of the whole world of rural micro-credit in external regulation. Then put forward regulatory measures of the common problems.The full text includes three parts:introduction, main text and conclusion. The main text divides into four chapters:The first chapter introduces the whole idea about the external regulatory regime of rural micro-credit. It mainly elaborates the concept of supervision system, supervision principle, the main aspects of supervision system and the common problems of the whole world of rural micro-credit in external regulation.The second chapter tells the common problem of the whole world of rural micro-credit on market access regulation by analyzing the main types of rural micro-credit. Rural micro-credit is less and false. That is the common problem. Then put forward regulatory measures of the common problem.The third chapter tells the common problem of the whole world of rural micro-credit on market operation regulation by analyzing the main types of rural micro-credit. Rural micro-credit is difficult to sustainable operation. That is the common problem. Then put forward regulatory measures of the common problem.The fourth chapter tells the common problem of the whole world of rural micro-credit on market exit regulation. Rural micro-credit is difficult to have a smooth exit. That is the common problem. Then put forward regulatory measures of the common problem.