The Research Of The Electronic Money Application And Development In China

The development of human society is closely related to the application and innovation of currency, especially monetary plays an magical catalyst in economy, plays an immeasurable impact. In modern commercial society, money has become the pronoun of money and wealth. With the widespread application of electronic computer and modern communication technology,"paperless" like a rolling wave swept across every field of economic life, electronic money is gestated in the tide of the paperless, is like a spark which has run amok into the meteor overwhelming, however due to the lack of in-depth understanding of electronic money is, electronic money how can more healthy, more quickly and more conducive to the development of the economy as a whole is still needs further study. Paper Marx monetary theory as the instruction, through currency development course to discuss the issue of electronic money, electronic currency contemporary in-depth to explore the application and development practice, and puts forward the effective approach to development of electronic money in China. First of all, Marx monetary theory and monetary theory of western economics and research achievements of scholars at home and abroad, to define relevant categories of electronic money. Second, review the development of electronic currency practice in our country, points out that the current reform of the existing problems in the development of electronic currency and the necessity and feasibility. Again, western developed countries are summarized the successful experience of electronic currency development, provide a reference for our country the development of electronic currency model. Finally, the dissertation explicitly put forward the mode and the specific train of thought on the development of electronic currency in our country.