| By researching several world financial crisis found that the trigger point or dissolution is usually abanking crisis.But because of the concealment of the latter is relatively dark, typically in largefinancial institutions capital debts or bankruptcy case was discovered, was found and not incontrol of the crisis, resulting in serious consequences.In our country, the longstanding securitymanagement focuses on banking risk control and remedial, aware of the importance of risk controlin advance, but do not have a valid response.Evaluation index system of research trying toestablish banking security at this stage, observation and analysis of related factors influencingindicators data, banking security problems that may arise for proactive management, providingbanks with reference to enhance crisis management capability, reduce security crisis couldnegatively affect the national economy, maintaining the healthy development of the nationalfinancial system is very favourable.The first part is an introduction, the research background, significance, research, innovation, andthe structure of the paper analyzes the Chinese and foreign scholars Banking SecurityThe second part, first define the concept of security of the banking system, banking securitystrategy height of banking security and banking crisis, the financial crisis contact with distinction.Second retroactive theory of the origin of the banking security research, learn the three classicaltheory analysis of the banking system safety, including The Bank factors determinism macrofactors to address the risk of infection theory.The third part of the theory from both internal and external analysis of the main factors that affectthe security of the China Banking summarizes the risk of conduction path.: external governancemainly from the bank, composed of two aspects of a country’s financial system to study the impactof banking security internal factors and its transmission mechanism, including bank governancestructure, the banking system and the structure of property rights, the bank’s risk managementcapacity, financing structure, other financial institutions and banking competition and thecomplementary relationship between specific factors; from foreign banks financial liberalizationand the entry of strategic investors, the four aspects of a country’s macro-economic environment and regulatory system to study the external factors affecting the safety of the banking sector andits transmission mechanism, including the entry of foreign banks, the introduction of strategicinvestors, the interest rate market exchange market and capital account liberalization, recessionand inflation, the credit environment, the situation of foreign trade, foreign debt situation,monetary factors, macroeconomic policies and other specific factors.The fourth part of the build a the banking safety evaluation index system, using principalcomponent analysis estimates the security of China’s banking sector index, the2003-2012decade,the trend of the security situation in China’s banking sector and its reasons. The level of safety ofthe banking system is divided into four levels, try to use the BP neural network model to predictthe level of safety of the banking system.The fifth part through an empirical test, select the seven risk factors, using gray relational analysisto sort various factors effect on the role of the China Banking Security Index, and to determine theeffect of the strength of the study interval factors, which affect China the most important riskfactors for banking security is the level of non-performing loans and exchange rate changes.The sixth part, the main conclusions of the refined empirical part, and to put forward specificpolicy recommendations.The main conclusions of this paper: between2003-2012, the China Banking security situationoverall upward trend, financial... |
