Research On Solvency Regulation Systerm China’s Second-Generation

Solvency has been the core content of the national insurance regulatory solvency margin of the insurance company or not is not only related to the development of the insurance companies is also related to the vital interests of consumers, the insurance company solvency margin not only the insured can be a practical and reliable protection, insurance companies can be sustained and healthy development; insolvency will produce a huge role in the destruction of the normal functioning of the entire national economy and social stability,’s Inability to meet its obligations in order to protect the interests of consumers, to avoid the lack of insurance company solvency and the solvency of insurance companies, the Insurance Regulatory agencies must be effectively regulated.Solvency supervision as the core of the insurance regulatory important content of the national insurance regulators, in order to meet market needs and international development, China is building a second generation solvency regulatory system, this article attempts by research on the of Euro Ⅱ solvency regulation the construction of the second generation of the solvency recommendations.This article contains a total of four chapters, the first chapter Introduction part overview of the solvency regulatory status quo leads to the purpose and content of this writing; solvency regulation theory and reform trends, first introduced solvency regulation of the basic theory, and then introduced the situation of its regulatory approach as well as the reform of the international solvency regulation; Chapter the EU solvency regulation case analysis, first introduced the European solvency standards I content, analyze its strengths and weaknesses, and thus leads to a recent EU solvency regulatory reform achievements-solvency Ⅱ and its trends and controversies, the fourth chapter introduces the solvency regulation, first introduced the solvency regulatory status quo in China as well as the inevitability of reform analysis, and thus leads to the second generation of our country is built solvency regulatory system, and finally through the analysis put forward some suggestions.