Research On Property Insurance Management Mode Of Hebei Iron And Steel Group

Hebei iron and Steel Group steel industry put forward total cost concept, theappropriate development of diversification strategy. As an important financial riskmanagement, group insurance since the establishment of the group has been in adecentralized state, insurance costs are high and not easy to manage. According to thegroup insurance management as the main research object, explore the pattern of riskmanagement that can obtain management, benefit of intensive set of domestic demand,finance as a whole.In the course of study, author compared and analied the development of iron andsteel with financial industry by citing a number of detailed data, also elaborated thebasement of property insurance management within group. Through interview surveymethod, literature research method and comprehensive analysis of the enterprise legalsystem, centralized property insurance management strategy is setted. Highlighting thefeature of cost leadership and differentiation management, applying the further analysis ofqualitative and quantitative, concrete operation way of group property insurance isdetermined that is illustrated by reasonable expectation benefit summary.At the same time,innovate group property insurance management,so that insurance,guarantees; credit asset management function is applied to the group construction. Underthe extremely tense situation of steel enterprises financial expenses,we try to develop newfinancing mode.Through merger and reorganization,group insurance maintain the original total premiumunchanged, adding insurance amount of company operating facilities from109.8billions to320billions;at the same time, induce20millions personal insurance of workers dispersing to social. Theintegration of the group insurance realize virtue of the size advantage, cost advantage,potential profit space and new profit growth point, an effective channel is created fordiversification development strategy of group.