The Research On Risk Of The Logistics Companies Carrying Out The Practice Of Logistic Finance

Logistics finance business has rose in foreign countries which own mature system andadvanced technology for a long time, in the domestic, however, the logistics financial serviceis still very young, that it is still in the preliminary stage of imitation, attempt and explorepositively. As a new financial and logistics services, logistics finance has shown up a risingtrend in the domestic market, and has increasingly become a new competitive field amongfinancial institutions and logistics industries.In the theoretical part of the article, based on the present development situation of thelogistics financial business in China, it puts forward the theoretical basis of this study,including the basic research of logistics finance and the risk identification. Then, it analysisthe feasibility, necessity and advantage for Chinese logistics enterprises carrying out logisticsfinance business. Next, according to the actual operation of the logistics financial business inour country, it proposes for some innovation business models for Chinese logistics enterprises.Taking different business models into account, the article try to mining the potential financialrisk in logistics finance from the view of logistics enterprises.In the empirical part of the article, according to the results of the questionnaire, it firstlyprimaries the index system of this study, and then screening indexes and rebuild the indexsystem by SPSS reliability analysis. It constructed the SEM structural equation model withthe help of SPSS exploratory factor analysis, used AMOS statistical analysis software tohandling the structural equation model in this study, and inspected and evaluated the modelaccording to the AMOS operating results. The analysis confirmed the hypothesis model isconsistent with the actual, and the model fitting degree is good, which provide theoreticalsupport for the following analysis of the model’s operation.The innovations of this paper lie in the selection of financial risk index system, thestructural equation model and the using of AMOS statistical analysis software. Then, throughtheoretical analysis and empirical validation, the article draws a conclusion about the actualfinancial risks when logistics enterprise carrying out logistics financial business, and the influence degree of each risk factor to the financial risk of logistics enterprises, in order ofimportance, are follows: credit risk, technology risk, collateral risk, environmental risk andregulatory risk.