Enterprise Moral Hazard Managementand Financial Management Optimal Interaction Mechanism Research

With the outbreak of the financial crisis, it causes the global turmoil in financial markets. With the enterprise’s loss caused by the enterprise moral hazard behavior being more and more notable harm, the impact of loss and is very big although all the effective intervention. With the financial crisis, the enterprise is also beginning to realize that the moral hazard generated big harm, so the role of the moral hazard management in the enterprise management is getting more important. Enterprise is looking for effective measures to prevent moral hazard.Moral hazard is an important influencing factor in process of the enterprise management, whose principle is of the principal-agent relationship of produce information asymmetry. The unethical behavior of enterprise will bring higher returns to operators, but unethical behavior can damage the enterprise collective interests to encourage speculation and influence enterprise the development in the future.Firstly, the paper expounds the basic concept of the moral hazard and analyzes the characteristics of the moral hazard; secondly, the paper summarizes the principle and harm of moral hazard in review related theory and research results. The paper analyzes enterprise moral hazard through introducing incomplete information game theory and explores enterprise morality hazard management, at the same time, introduces the way of combination of financial management. Through the enterprise moral hazard management and financial management work together, to avoid the occurrence of moral hazard.Finally, the paper puts forward the main body method combined the internal and external management to strengthen the moral audit and adjust property configuration specific measures to prevent moral hazard.