The Impact Of Dodd-Frank Act To The Interest Rate Derivatives Trading Of Chinese Commercial Banks

This article is related to the specific content of the Dodd-Frank Act bill proceed, according to the view of the experts and scholars at home and abroad, Dodd-Frank Act impact of the world financial system, summed up the bill for derivatives trading impact. Dodd-Frank Act regulatory systemic risk and Consumer Financial Protection as the core content, focused on advancing the Consumer Financial Protection, establish a new regulatory coordination mechanism, the end of the financial institutions’ too big to fail ’phenomenon, executive compensation and corporate governance structure, investor protection, to strengthen the supervision of the financial derivative products "as well as strengthen supervision of hedge funds, institutions, seven aspects of financial reform measures. Especially the Volcker rule is determining the extraterritorial jurisdiction of derivatives trading on the derivatives trading world a far-reaching impact. The over-the-counter derivatives market for the first time included in the regulatory areas, and stressed that the global over-the-counter swaps transactions extraterritorial jurisdiction. Extraterritorial jurisdiction of the financial regulatory world’s non-US institutions will carry out the significant impact of the swap transactions cannot be ignored, new challenges also swap transactions carried out on non-US institutions continue to choose opponents. The specific impact of the bill in the end how, and the impact of our interest rate market, these are this paper attempts to explore the issue.Followed in this article is about the process of marketization of interest rates, take the United States and Japan and other countries for the example, and the process of China’s market-oriented interest rate. The results were combing summed up with the deepening of the process of China’s market-oriented interest rate, and the degree of openness of the market continues to strengthen our commercial banks facing widening of interest rate risk. The banking sector gradually start to focus on the management of interest rate risk and interest rate risk management is becoming part of the day-to-day management of the commercial banks.The rest of this article is about analyzing the relationship with China’s interest rate market interest rate derivatives, and on this basis.Part IV, the theoretical analysis, make a statement and analysis of the Dodd-Frank Act related to extra-territorial supervision.The fifth part, on the basis of the aforementioned portions, gives some inspiration of our financial regulatory.The innovation of this article is that I care about the impact to our interest rate derivatives, and the impact to the interest rate market.