Discussion On The Construction Bank Of China's Commercial Banking Processes

Due to institutional reasons, the operation of domestic commercial banksincreasing homogenization, deposits and poor alone can not meet the profit modeldevelopment needs of domestic banks, have the example of banks, top-down reform,hopes through the products and services innovation and look for new growth. Especiallywith the deepening of China’s banking sector opening up the domestic commercialbanks in the service concept, business model by the continuous impact of foreign banks,foreign banks’ experience shows, deepen reform of banking systems, financial productsand services to increase innovation the future development trend of banks.In October2005, China Banking Regulatory Commission Chairman Liu rate in the"Shanghai Banking Compliance First Annual Conference" above the number of thecurrent development of China’s banking industry’s many problems, and proposed theconstruction of the first in the country "process bank" concept. The idea was quicklyaccepted by banks, as the representative of China Minsheng Bank to commercial banks,which began by the "sector banks" to "process banks’ practice of development.This article from the bank’s origins and the process of nation-building process inEurope and America to start the practice of banks, in-depth analysis of the constructionprocess Minsheng Bank for other commercial banks Bank building process template forreference.