The Research On Reform Of Rural Financial System Based On The New Rural Construction

Contemporary social market economy is an important feature that finance is essential for the development of the industries backing and support one factor of the prerequisites. In China, the number of rural population is a very huge country, so the development of the rural economy is currently in the development of the entire national economy significant issue. The new rural construction of the environment point of view, to solve China’s "three rural" issue, in fact, lies in the core to the development of rural economy and increasing disposable income of rural residents, and the way to achieve this goal is to continue to promote the rural reform, fostering a sound rural market, the rural reasonably efficient allocation of resources, a reasonable transfer of rural labor force, so that the various factors of production in rural areas in improving rural market into full play the role, of course, these processes are inseparable from the sustainable development rural financial system and reform the financial system.Firstly, on the topics of the background, origin and purpose of the study subjects did a simple exposition, while the new rural development and rural finance related theoretical studies at home and abroad to do a more detailed review of the literature, then describes in detail the present stage development of rural finance, rural finance discussed in depth the problems and analysis of the current rural development in all aspects of financial constraints, then the introduction of the United States, Japan, India, the three characteristics of the development of rural finance, rural finance through the three countries the development of comparative analysis, summarized in favor of China’s rural financial development to draw on the successful experience. Finally, combining the basic situation of China’s rural financial development and status of the new rural construction, how to conduct effective rural financial system reform put forward countermeasures and suggestions.In this paper, the body of China’s rural financial system detailed study aimed at China’s new rural construction in the rural financial system to explore the construction of an effective and reasonable way, to get off the construction stage of China’s new rural financial difficulties, so as to effectively promote the new rural development, the real level of economic development in rural areas to improve.