The Discussion Of The Chinese Characteristic Commercial Bank To Operate The Risk Management

The current global financial market despite the downturn, but the development speed is not slow bank, bank transactions are constantly refresh record. As to the financial sector will gradually open up the financial constraints, the continuous change of the market, financial service and the operation is more complex, so the operational risk has become an important factor affecting the development of bank. In recent years, frequent bank due to improper operation caused by the accident, bank managers gradually realize the importance of operational risk management in banks, the market risk, credit risk is one of three major risks in the banking development, so the operation risk management attention and study the bank has become a research topic in the development must be in the face of the bank.This paper is divided into five parts, first introduced the bank risk and its classification, and then introduced the existing problems in the operation of the bank risk management and a thorough analysis of the problem, and use the operational risk management of commercial banks in western countries experience, put forward to have Chinese characteristics of state-owned commercial banks operational risk control measures...