Research On The Optimization Of Internal Control Of G Bank Credit Card Center

In order to meet the development and characteristics of the credit card business, the Commercial Bank of our country gradually established the Credit Card Center for separate operation and management, the credit card business of which, G Bank Credit Card Center, is in our country to the credit card business of independent operation and management of the commercial bank of. For the commercial banks to a business set up specialized agencies to carry out independent operation and management, have higher requirements and means of design of the internal governance structure and internal control, to prevent the occurrence of various risks of credit risk, fraud risk.For the commercial banks to a business set up specialized agencies to carry out independent operation and management, have higher requirements and means of design of the internal governance structure and internal control, to prevent the occurrence of various risks of credit risk, fraud risk.This paper thinks, at present G Bank Credit Card Center in the internal control in the construction of the internal control structure is not rational, risk identification ability needs to be further strengthened, control method is not perfect, the implementation is not in place need to be improved, the problem of information and communication is not smooth and supervision and correction of machine system is not independent.The paper innovatively by starting on the internal control of commercial bank management theory and normative research, internal control is combined with an independent business in commercial banks, to the construction of internal control of commercial bank credit card center. The author hope that the study on the optimization of G Bank Credit Card Center, the level of internal control to provide reference.