Strategy Of Risk Prevention And Control Branch Of China Industrial And Commercial Bank M Corporate Credit

With the reform of China’s commercial banks are gradually put on the drive, the external operating environment of China’s commercial banks has undergone tremendous changes.China’s commercial banks’ customers groups of enormous changes took place. China Industrial and Commercial Bank Co., Ltd.(ICBC) is currently the most powerful commercial banks. M provincial branches of ICBC branches as universally representative, current situation and prospects of the development of its business by the traditional influence ICBC, and with a strong regional characteristics. However, achievements, while lending risk prevention situation is not optimistic, prevention and control of credit risk can not be ignored. In the scale of commercial bank credit, corporate credit (public credit) bank credit accounted for a higher proportion of the total size, with the loan amount, long term, etc., which can not be ignored even more credit risk, therefore, a careful analysis of the bank’s corporate credit business risk prevention and control system, summed up the experience of advanced credit risk control, risk management efforts to improve the efficiency is very necessary.Articles from the concept of credit risk in examining the feasibility analysis of the credit risk control system. First on the M branch company credit data analysis, combined with the prevention and control of credit risk situation and the risks discussed in the environment, explore M branch of corporate credit risk prevention and control existing problems, to further clarify the credit risk control significance of commercial banks, SWOT analysis, put forward countermeasures and suggestions for M branches existing credit risk management, risk prevention preliminary idea of the M branch company credit business control strategies.