The Analysis Of Financial Discrepancies In Northwest Regions Of China From An Angle Of Financial Geography

China is a large developing country which exists significantly regionalization in development of economic and financial. The economic development in Northwest region lags far behind the Eastern region, the imbalance in development among regions restricts China’s harmonious development in economic and society. It has great meaning in researching financial discrepancies of Northwest regions in China. From the perspective of financial geography, the article learns from regional financial theory and system economic theory to research financial discrepancies of Northwest regions in China.Firstly, the author learns related content from financial geography, regional finance, system economic and the method that predecessors using the theory of these disciplines, finally finds the way to tease out the theoretical basis of the article.Secondly, the author comparatively analysis the current situation of five northwestern provinces from three aspects consisting financial structure, size and efficiency, and establishment the index system,using factor analysis method to rank the five northwestern provinces’financial situation, the result is that Shanxi ranked first,Qinghai ranked last; using cluster analysis to cluster the five northwestern provinces’financial discrepancies into three categories, Shanxi and Xinjiang in the first gradient, Gansu in the second gradient, Ningxia and Qinghai in the third gradient.Thirdly, the author analysis the causality of economic growth and financial growth from an empirical point of view in Northwest regions, combine with the actual situation of each five provinces, give a comprehensive analysis of reasons that impact the differences in financial growth.Finally, through the theoretical and empirical analysis, the author presents policy recommendations from the five northwestern provinces coordinated financial development perspective:First, identified Shanxi as a financial center in five northwestern provinces; Second, strengthen financial cooperation from the level of government, the level of the central bank and the level of commercial bank; Third, strengthen innovation of financial products, financial markets and the financial system.