Management Of Bank Capital Z

Is very important for the commercial banks capital has the significance, capital isnot only the bank funding base, more is a buffer Reserve Bank risks. Basel agreementsince the date of birth on the capital adequacy ratio is used as the core control indicators,showing the importance of capital management in commercial bank management.The capital management of commercial banks is not only the Z bank managementmethod in accordance with regulatory requirements, it is the banks themselves improveprofit structure, enhance the important form of capital efficiency. Z bank has beenpromoted greatly in the capital, but also should see the increasingly strict capitalconstraint and the problems brought about by the hidden risks.Facing the slow development of economy and the increasingly strict bank capitalregulation, is both an opportunity and a challenge to Z banks, by reducing capitalconsumption, enhance the risk control ability, perfect capital management system, to thecore competitiveness of Z bank to further enhance, to maintain long-term prosperity andstability of development.