On The Insurability Of Agriculture Environmental Tort

With the development of science and technology in the new century, it makes the human transform nature and makes use of resources to improve the level of our social productivity. But it makes a series of environmental pollution problems. For a long time, People pay more attention to urban pollution and the countryside has always been in the second place. The rural environment pollution is growing, and it lets us to realize how to circumvent the risk of Agricultural Environment is the top priority. Under the condition for the existence of insurable risk, Insurance is an effective measure to avoid risk. In this perspective, the multiple perspectives make use of the law of large number、model of balance of payments、the risk of moral hazard and adverse selection analysis of liability risk insurable property。On the basis of the insurable property, it puts forward the model of Agricultural Environmental Liability insurance.Based on the former research of environmental pollution and environmental liability risk, it uses literature research、interdisciplinary research method and theory with practice method, which puts forward views on Agricultural Environment Liability. But by the limits of science and technology, the Agricultural Environment Liability is not insurance.The paper discussed one by one through five aspects. In the first part is introduction, this part discusses the research background, purpose, significance, research status at home and abroad, research content and method; The second part is mainly Agricultural Environmental Ability and its constitutive requirements, this part mainly is the definition of agricultural environment tort, the environmental liability on the basis of analyzing the components of the agricultural environmental responsibility; The third part is the insurable property analysis of agricultural environmental liability risk, this part mainly through the analysis of the law of large number whether liability risk is insurable, balance model analysis the influencing factors of insurable property, moral and adverse selection analysis insurable mode, thus enhances agricultural environment responsibility of insurable risk measures; The fourth part is the agricultural environment responsibility and liability insurance benefits, this part is mainly on agriculture, the trend of the socialization of environmental liability insurance benefits and responsibility of the insurance benefits; The fifth part is the implementation of agricultural environmental liability insurable property path, this part mainly discusses the construction principles of liability insurance, liability insurance of the pattern and scope, and its corresponding safeguard mechanism.