The Research Of Co-insurance Mechanism Based On Self-organizing Subway Construction Risk

With the rapid development of global information, as the largest developing country in the world, China’s economic and social construction speed quickly up to catch up with the developed countries. Urbanization speeds up and the rate of urbanization increased. Its result is that the urban residents increased, traffic jam and land residents used is getting high tension. And the capacity of urban metro transport is nearly 10 times as that of highway traffic transport, which can effectively alleviate the pressure of the traffic and transportation. Therefore, urban metro construction, recently, has been more and more attention. However, the urban metro construction is a great task. H Compared with the general engineering, it is restricted by many factors. The risk of urban rail transit construction greatly increased. In generally, we used risk management measures to deal with the risk, and this measure has risk avoidance, risk mitigation, risk retention, risk prevention, and risk transfer. Engineering insurance is the important tool of risk management, which can effectively transfer the project risk, so as to ensure the smooth operation of the project. Therefore, the paper studies the project participants, project overall goal organic coordination and build risk pooling of body to deal with risks total project life cycle may arise.This paper optimizes in insurance bodies of Urban Rail Transit Project Risk, and explores its operation mechanism. Based on the theory of self-organization, it builds urban rail transit insurance bodies, and explores the mechanism of co-insurance risk of a cooperative mechanism and the mechanism of the parties to achieve synergies of risk management. As a basis to guide the parties to the formation of urban rail transit project risk condominium multi-state, and clear right parties in risk management, responsibilities and profit sharing, to improve risk management efficiency.Using cooperative game theory, and the establishment of cooperative game theory model, it finds the Shapley’s value to justify the risk of an optimized co-insurance system. Use synergetic theory and the integration of cooperative game theory to build cooperative collaborative management.Risk Case Study of Zhengzhou Metro Line 1 coinsurance constructs, constructed from analysis of a joint venture formed between owner, contractor, insurer Coinsurance model innovation.This paper explores the urban rail transit project risk and Cooperation mechanism body co-insurance mechanism to optimize urban rail transport projects co-insurance risk system and improve risk management efficiency. Based on the theory of self-organized, cooperative learning is embedded in the risk management of urban rail transit system, the establishment of cooperative game model, on the basis of risk insurance bodies explore collaborative mechanisms.Paper’s innovation is that based on internal interests of the traditional security system, risk protection bodies, insurance co-insurance bodies and other stakeholders subsystems self-organization theory of synergetic theory, the urban rail transit project risk management into complex systems research, reveal, between subsystems and overall risk management mechanism and the mechanism of the system, using cooperative game theory to build risk management has synergistic structure of insurance bodies; establish cooperative game model, risk insurance bodies in the state parameters of each subsystem study, on the basis of Exploration on the risk of a cooperative mechanism for co-insurance.