Research On Rural Financial Development In Yunnan Province

With the sustained and rapid development of the economy of our province, thedrawbacks of the urban-rural dual structure has become increasingly prominent.How to promote rural economic development of better and faster, the pressingproblems of the province at this stage persist in reform and opening up and in theprocess of building a harmonious society. In recent years, the CPC CentralCommittee and the State Council have always attached great importance to the ruralfinancial problems. After years of reform and development, China has initiallyformed a multi-level, wide coverage of the rural financial system, financialinstitutions continuously enhance the capacity for sustainable development, ruraldeposits and loans continued to increase, and financial services has covered most ofthe rural areas. However, there are still many problems, such as rural development,technical level behind, with the gap between the developed economies abroad.Throughout a large number of rural financial problems are mostly about thedevelopment of rural financial to promote statistical description of the mechanism ofaction of economic growth in rural areas or rural financial development status andempirical analysis, mainly divided into two research directions: a rural financialvariables and the rural economy simple static growth regression analysis;finance-related rate and rural financial variables and economic growth in rural areas,dynamic time-series studies. In this paper, the basis of previous studies, through theuse of microscopic data farmers and county economic data, the use of factor analysisto identify the impact of rural financial supply and demand factors, and thenestablish a multiple regression model, predicted factor of economic contribution rate.Let’s future decision-making more micro, more cut vital. To create conditions forrural financial reform. First, the analysis of the the sample farmers financial supplyand demand situation. Second, re-analysis of the situation of the province’s rural financial development; then using factor analysis, analysis of individual variables toidentify factors affecting rural financial development, establish multiple regressionmodels based on the previous theory, draw the supply of rural finance and financialneeds factor for me The contribution rate of the size of the province’s economy. Theresults show that in rural economic development, rural financial supply and demandhave a positive contribution to the rate of the economy, both total contribution rate of9.8%. According to previous recommendations based on the analysis of the resultsand the process, I also Yunnan Province, rural financial reform put forward somesuggestions. This article: Chapter introduces the significance of the topic and theresearch framework; Chapter II Summary of financial theory and the theory ofeconomic growth at home and abroad; Chapter, the introduction and rural financeand rural economy of the rural financial theory transmission mechanism; Chapter IVanalyzed from the point of view of the sample supply of financial and financialneeds of farmers; Chapter V, factor analysis introduction and empirical analysis ofthe theory; Chapter VI, policy recommendations.