Research On Financial Supervision Of China 's Banking Industry

The main root of this paper, a special government financial regulation ofeconomic activity, the main content regulation, the regulatory approach and therelationship between financial regulation and financial innovation and other issues.Developed the theory of financial regulation after years of continuous research hasdeveloped quite mature, and how these sophisticated financial regulation theory andChina’s socialist market economy combine to form the theoretical basis of financialregulation.The global financial crisis and the debt crisis are intertwined, financial marketsremain in turmoil, the prospects for recovery in the developed economies remainsuncertain, emerging economies are faced with the pressure of structural adjustmentand transition. From the U.S. subprime mortgage crisis spread to the world, has morethan prestige surviving the global financial crisis has fully exposed the developedeconomies of major financial institutions business model, there is a fundamental flawdevelopment strategies, as well as the existence of financial regulation loopholes.Under the impetus of economic globalization, the international financial servicesindustry in the whole new wave of reform, which makes financial regulators facemore severe challenges. Since2007, the U.S. subprime worldwide triggered by thefinancial crisis will undoubtedly impact on each country’s financial regulatory systemis a great. From the international community to strengthen international cooperation infinancial regulation, strengthen supervision of financial derivatives angle, make athorough exploration and reflection, and get a new breakthrough and progress. In thiscomplex stage, need to focus on our national perspective and thinking, how thesuccess of the international advanced experience and achievements learn, to achievereform and improve domestic financial regulatory system; how to reform thefinancial sector regulatory risks in order to build a more sound banking system, bothsecurity and efficient features in order to better promote the transformation ofeconomic development in China, to ensure the stable operation of China’s financial security. Trends in international financial regulation, direction and principles as areference, the realization of Chinese economic and financial integration have a placein the world economy, which is currently China’s financial industry need to solve theproblem, so the need for supervision of the financial crisis exposed flaws andregulatory reforms needed to sort, summarize and reflection.Taking Shanghai Banking Regulatory Bureau, for example, describes thebanking financial institutions for financial supervision. After analyzing the status quoof China’s financial regulation can be found in our country in the past two years, theeconomic development suffered some trauma, under the simulative fiscal policy andloose monetary policy, especially four trillion stimulus, China’s economy to achievethe "V"-shaped recovery. In analyzing the causes of the financial crisis, we find thatthere is a financial crisis behind regulatory issues not fully covered. This gives us aserious problem: the increasingly high degree of monetization, how to implementeffective financial sector supervision. Based on this, our country’s financial regulatorysystem currently in place were analyzed, and learn from the developed countries havea representative international financial regulatory system is on the rise in developingcountries were studied, and the corresponding countermeasures.