A Study On The Tax Planning Of High - Income Family Finance In China

With rapid development of Chinese economic, social stratification in the family are slowly created a group that high-income families. High income families have not only far beyond people average income level of income, their economic behavior will bring certain social benefits. High income families are often still remaining lucrative assets after deducing high consumption, and with the increase of income and savings accumulation, high income families may have more investment funds, they have the investment demand and willingness, family financial management consciousness gradually.Tax planning has been an integral part of the financial management process, “Financial management "is the management behavior of a dynamic property. To do financial work is to achieve " expert in making money, accumulating money and using money “. To pay taxes is a net outflow of funds, do a good job of family financial management, increase household wealth accumulation, Tax planning is the key factor.This article is precisely under such background, with high income family’s financial management of tax planning as the main research object.Firstly, paper for high-income families and family financial management is defined,put forward the main research object is the tax problems of 30-50 age of high income families business investment, real estate investment, financial investment. Then, on the basis of summarizing literature, puts forward the main financing way, summarizes the theory of tax planning, risk and the basic train of thought, made effective to pave the way for the case study, and expounds the importance of tax planning for high income family financial management. Secondly, focusing on the tax planning methods of the high income families in business investment, real estate investment and financial investment, a detailed description of the tax planning space with three different investment way. Finally, using the tax planning scheme of different investment mode in specific cases, this is to further clarify the tax planning process of high income family’s financial management process, also to test plan content articles designed in reality operability.