Research On Financing Channels Of Micro - Credit Companies In China

Chinese microcredit companies commonly have a problem of funds shorta ge and lack money supply. Behind this phenomenon is the matter that microcr edit companies’ financing channels is narrow and not effective. The author atte mpts to explore feasible and effective financing channels, through a study abou t microcredit companies’ financing channel. The paper mainly adopts the metho ds of normative research and case study. Base on learning huge topic related t heoretical knowledge and collecting extensive case information, this article deep ly analyzes and researches China Commercial Credit’s financing situation using professional knowledge. Meanwhile, several new financing channels advice is given combining domestic situation and international success experience. The m ain conclusions are:1.Being listed is a new financing channel for microcredit companies. Also, the operational experience of VIE model is a reference for th ose microcredit companies that want to listed overseas.2. Asset securitization, is suance of private bonds and restructuring to village bank are all new financing channels in line with the characteristics of microcredit companies.3.Allow to b roaden financing channel of microcredit companies under the premise of not ag ainst the law.