Study On The Blance Payment Rate Of Basic Pension For Urban Workers In The Region

Practice in the world shows that sustainable and stable development of social security system must adhere to the "unity of fairness and efficiency", the national endowment insurance is the general rule of the development of the world’s pension insurance system. Promoting the national overall plan for the endowment insurance is the basic direction of the future development of China’s endowment insurance system. Town worker is basic endowment insurance plan as a whole of the six standards:a unified system, unified rate, treatment should be unified, unified scheduling using the basic endowment insurance fund, compiling unified budget funds, the reunification of the province’s handling business processes, which urban basic old-age insurance unified system is foundation of the implementation of the national co-ordination, the current has been achieved, therefore a flat rate contribution becomes pension insurance co-ordinate national priority and the way.Urban workers pension insurance basic pension contribution rate regional development is not balanced pension insurance is an important obstacle to national co-ordination. Firstly, the relevant data of statistical yearbook and regional urban workers basic pension contribution rate of regional differences in the status quo and existing problems. Based on the use of correlation analysis, cluster analysis method analysis of urban workers basic pension payment rate of Regional Differences Influencing Factors Analysis. In the long term balance of pension insurance payment and payment etc. based on the theory of construction of urban workers pension insurance basic pension contribution rate of regional equilibrium model, empirical estimates of regional balance of basic pension contribution rate of 15%, and further analysis of the three adjustment scheme of mechanism -- fast, medium and slow regional contribution rate gradually improve the urban basic the endowment insurance coverage and gradually promote the urban basic old-age insurance as a whole, and put forward the two stage adjustment path of balanced regional urban basic old-age insurance payment rate:adjust the transition period, the base of urban endowment insurance rate adjusted by the start of 19%, in 2016 to 2020 19% contribution rate unchanged; every 3 years by 2021 1%, in 2030 reached 15% of the regional balance of payment rate; target application period, after 2030 15% balance payment rate. From two aspects of enterprise of basic old-age insurance pension moderate payment ability and ability of the financial support to verify the urban workers basic old-age insurance pension regional balance payment rate and the adjustment path is feasible, and puts forward some policy suggestions from the aspects of population structure, economic support, system construction.