ABC C Branch’ Research On Post-loan Management Of Company Credit Business

Since the thirty years of reform and opening up, the country’s economic strength has been rapid promotion, has become a major force in the impact of the world economic development pattern, but at the same time fluctuations in the world economy also affects the development of the domestic economy.2008, the world has changed the international economic development environment of the financial crisis, the domestic economy has also been a considerable impact. How to improve the ability to deal with the risk of becoming a domestic economy more on the level of the building. As the main component of the domestic economy, the banking industry needs to put risk management into the category of core competitiveness. Efforts to enhance the risk management capabilities of the banking industry should strive to improve the level of credit management. So it is very meaningful to study and analyze the post loan management of the banking industry.The commercial bank is the enterprise which manages and manages the risk, the credit risk management is the main content of the commercial bank risk management, the credit risk management pressure is more reflected in the loan management link. At present, most of the banking financial institutions in our country pay more attention to how to increase the deposit and loan market.For loans before the investigation and review of the loan is very strict, the loan will be issued after the approval of the loan will no longer be focused on. In fact, the regulatory and tracking loan customer trends, as well as the loan recovery is still equally important and even more important process. The current emphasis on loan, light tube phenomenon popular shows that the management of our bank industry did not realize their lifeline missing the post loan management and the quality of credit assets is a matter of life and death life project. This is also why the current banking sector has a large loan can not be recovered, causing significant losses to the state.Is studied in this paper at home and abroad of post loan management theory that post loan management is an important factor in the impact of banking credit business, and to ABC C branch as the research object, the analysis of problems existing in the credit business management of the bank and may cause an important cause of the problem analysis of the, and actively explore with the reform program, which not only on the C branch of Agricultural Bank of China to raise the loan management work understanding and conscientiously perform their plays a significant role in promoting, also hope to the domestic banking industry to carry out post loan management to provide a theoretical reference.