The Research Of Banking Supervision Under The Base ⅢFramework

2007the U.S. subprime mortgage crisis, the Basel committee in view of the regulationin America’s regulatory system high leverage, lack of liquidity, risk supervision is notcomprehensive, regulatory levels behind a series of defects such as changed the content of theBasel II. Conveniently, the Basel agreement III to help international banking risks are morecomprehensive supervision and improve the global financial stability.This paper opens with the historical evolution of the Basel process, the content of theBasel agreement, especially for illustrates in detail the content of the Basel III. Then introducesthe developed countries and developing countries to promote the progress of the Basel III, andmakes a brief appraisal to the content of the agreement III and its development trend. Finallythrough the Basel propulsion state and it is concluded that the China banking regulatorybanking regulation of the existing defects, and then the defects of thinking, put forward theSuggestions to solve the problem. The author thinks that the perfection of banking regulation inChina mainly aims at the three pillars of Basel II puts forward three aspects, to raise capital interms of capital adequacy regulation technology, etc.; In the external regulation should improvethe banking internal governance rules and regulations, etc.; The disclosure should refinebanking disclosure capacity, be consistent in content with the Basel agreement, further topromote each other’s good growth environment, theory and practice of form stable, healthy andsustainable development of the banking operation mode.