Analysis On Legal Issues About Pledge Of Commercial Bank Financial Products

With the continuous development of market economy in our country, the disposableincomes increase, various commercial bank financial products, because of the advantageon the safety factor and the yield is more and more get the favour of individual investors,the commercial bank financial products market also is in rapid development., however,subject to our current "property law" for commercial bank financial products pledgeregulation of "the real right legal" pay the rights and principles of the theoretical limit, thecurrent commercial bank financial management products in China pledge still exist manylegal risks and obstacles, and funding liquidity greatly weakened financial products,financial products of financing efficiency is hard to get. Digestion of pledge of wealthmanagement products in judicial link on legal risk to apply "accounts receivable" pledge,and at the same time of wealth management products to various formula method and fullimplementation of the perfect corresponding supporting measures.