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Research On The Problem Of Folk Loans In The Shaanxi-Gansu-Ningxia Border Region

Posted on:2016-02-26Degree:MasterType:Thesis
Country:ChinaCandidate:B M ZuoFull Text:PDF
GTID:2296330461450608Subject:Law
Abstract/Summary:PDF Full Text Request
The Shaanxi-Gansu-Ningxia border region holds an important position in the history of China, which has been the red region of the Central Committee of the Communist Party of China. after the war of resistance against Japan and the war of liberation, under the leadership of the Central Committee of the Communist Party of China successfully implemented a series of principles and policies, including political, economic, cultural and other aspects, accumulated a lot of experience. Therefore, the history has always been the focus of academic research. Shaanxi-Gansu-Ningxia border region belongs to the typical rural regional economy, early people’s production and life generally lag behind, indebted rate is extremely high, especially in the period of the war of resistance against Japan, extreme consumption of goods and materials is exacerbated the suffering of the people, rely on government relief far from enough to meet demand so the government began to advocate mutual, encourage private lending, which makes Chinese traditional folk lending with new development, extent, enhance the level of economic development of the border region. On this issue, the research through four aspects of the content discussed, including private lending, private lending by way of security, the impact of the border region of the development of private lending the social foundation and the development of private lending experience and significance. The ultimate goal is to explore the significance of the private lending to rural economic development.The innovative research and main conclusions of this paper include:(1) to the folk debit and credit related to the concept of contrast a border region private lending related theory, to use the border area of private lending market, the core value of the development of private lending and reflected were economic analysis. And classification listed in the border region of private lending is the main form of, such as private lending, please, firm lending and money lending, credit cooperatives and other, more intuitive perspective showing private lending is indispensable to the border region and to the people.(2) using the methods of history and present, the development of the security is analyzed, and the relationship between the important role of the guarantee and the close relationship between the two is explored.. At the same time, the method of case analysis is more objective and the guarantee system is further demonstrated to provide the guarantee for the loan and the relationship between the people’s production and life.(3) on the impact of the border area development of private lending, social basis, including economic, political and traditional habits and other factors, then discovers border borrowing the development degree and in the important historical period in the development of the constraining factors from the root.(4) finally, look at the role of private lending to history to the modern rational perspective and significance for future generations. Needless to say, folk debit and credit to bring the positive significance of the border region and to the people or the rationalization on the significance of the development of future borrowing are not to be ignored, not only for our accumulated lots of learning experience, for our current private lending development to provide referential model. The contents of each part were on the basis of the existing data, combined with case study, classification and comparison and so on many kinds of methods, step by step analysis of effects of folk loan in Shaanxi Gansu Ningxia border region, the function and the significance.
Keywords/Search Tags:The Shaanxi-Gansu-Ningxia border region, Folk loans, The guarantee way, Social foundation
PDF Full Text Request
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