Study On Thoughts And Strategy Of Anti-Money Laundering Supervision Under Macro-Prudential In China

The global financial crisis due the Sub-prior Lending Crisis in the USA makes the people gradually realize that transformation the supervision concepts and reinforcement the macro-prudential management was so important. Before that, the traditional micro-prudential financial supervision just only focuses on the stability, profitability, debt paying ability of single financial institution, ignore the correlation between the institutions and macro variables impact on financial stability. Simultaneously, the macro-prudence management is more likely to pursue the fair and justice of the society, advocating the precaution of the inner systematic financial risks from top to bottom which can maintain the stability of the finance system.Money laundering is a cancer in the economic society which has been serious threatens the healthy development of the financial system. To solve the systematic risk of money laundering turns to be crucial and urgent. Meanwhile, the systematic theory idea of the national anti-money laundering begins to take shape. This article is based on the scholars’ study, from the macro-prudential perspective, comprehensive use of various research methods. introducing background connotation and objective of the macro-prudential, pointing out that the target of the macro-prudential is to prevent the systematic risk, maintaining the stability of the financial system. Then, the article analyzes the micro-prudential supervision of the anti-money laundering, pointing out the status and shortcomings of the present supervision. Further illustrates the macro-prudential regulation thought suitability of anti-money laundering in our country. Reference the anti-money laundering effectively experience from the The United States, Britain, New Zea-land, Hong Kong. Then determine the macro-prudential perspective aim of anti-money laundering supervision in our country. On the basis of the former analysis, building the macro-prudential perspective of anti-money laundering supervision from three aspect, including macro-prudential analysis, macro-prudential subject departments choices, macro-prudential word and coordination mechanism. Meanwhile analyzed the factors of macro-prudential regulation of our country anti-money laundering. And straighten out the supervision main-body and work mechanism under this framework. In the end, recommending to strengthen the monitoring of anti-money laundering in the cross-border capital flows and shadow banking. And suggesting build the anti-money laundering supervision from the regulatory model, work flow, supervision platform, etc.