The Research Platform Of Financial Products Legal Rules Of The Third Party Payment

With the advent of the Internet era, the Internet financial business development drives, network financing business.The first part is introduction. The main content is put forward related problems, defines the scope of the study and methods of research, and reviews the related literature at home and abroad.The second part mainly defines the concept of third party payment platform of financial products, and analyzes the risk of third party payment platform facing financial products. New product "Alipay launched balance treasure", absorb a lot of the current money in the short term, in the domestic innovative new model of Monetary Fund in cooperation with the Internet sales, caused a significant impact on the commercial bank. In view of this, this paper chooses to swim the third party payment platform "pay treasure" the launch of the financial products "balance treasure" as the research angle of this paper, in view of "facing balance of treasure" in the development of risk and the rule of law, then carrying on the detailed research on the legal rules of the Internet finance.The third part mainly introduces the present stage of our country third party payment platform in the development of the status quo of financial products and the risk of the rule of law. This part tries to discuss on the third party payment mechanism of financial products, legislative and regulatory status, and discusses the theoretical basis and practical feasibility of introduction of specific legislation, to pay more attention to this problem in the theoretical circle.The fourth part aims at the platform of financial products experience in third party payment of foreign countries and the enlightenment to our country, the author mainly selected USA, australia. Foreign legal rules summed up the experience, and analyses the actual situation in China to adopt, can make our country more significantly in the third party payment legislation and supervision platform of financial products achievements.The fifth part mainly lists and analyzes the present stage of our country third party payment platform present situation of legal rules of financial products involved. In this part, through the analysis of the status of the rule of law, clearly put forward the third party payment mechanism of financial products, the establishment of a special legal status of supervisory institutions and formulate mandatory disclosure rules of law information system the suggestion.Internet in China financial industry at the present stage in a period of rapid development, perfect laws and regulations and the corresponding system for the sustained and rapid development of the Internet, financial support is very much needed. In reference to foreign rule of law experience, because of the existence of the degree of economic development, legislation pattern, our own national conditions and other countries or regions of different historical development, so the author thinks that, the application of dialectical look overseas for the third party payment platform of financial products of legal rules.