Research On The Legal Problems Of The Protection And Conditional Disclosure Of Personal Financial Information

With the development of information society and financial transactions, personal financialinformation gradually get property attribute, and Become an important resource for financialinstitutions. Disclosure of personal information can be intrusive both personal life and property. Therefore, the financial law must fully protect interests of personal financial information.Traditional personal financial information protected mode depends on the secrecy of financialinstitutions. This protection mode cannot be covered by the scope of the protection of personalfinancial information. After confirming the right to personal financial information, personalfinancial information can get a more comprehensive protection. Right is not an absolute field, disclosure system is also an important part of the personal financial information protection.This paper is divided into introduction, body and conclusion, in which the body is dividedinto four chapters.The first chapter defines the concept of personal financial information. Through the analysisof individuals’ disadvantaged leads to the concept of personal financial information and its content.The second chapter discuss how to make trade-offs in case of the right to personal financialinformation conflict with other interests. And through the second chapter’s explore lead to the thirdchapter. In the third and forth Chapter, we compare the extraterritorial rights protection system ofpersonal financial information from the perspective of disclosure and exceptions to the exercise offinancial Privacy.