Commercial Banks Social Responsibility Research Under The Financial Consumers’ Rights And Interests Protection

Gradually rises in the1980s, the western "corporate social responsibilitymovement, and get all the attention and support in the90s to get vigorousdevelopment, the idea has also been further spread. Commercial Banks as specialenterprises, but also actively involved. Compared with the international commercialBanks, Chinese commercial Banks in the performance of social responsibility is stillin relatively backward state, especially in the commercial Banks for financialconsumers to fulfill social responsibility, the financial consumers’ rights and interestsrepeatedly. Based on this background, the social responsibility of commercial Banksas the research content, from the perspective of financial consumer rights and interestsprotection, explore in our country, commercial Banks should be how to fulfill itssocial responsibility, protect the rights and interests of consumers. Text mainlyincludes the following sections:The first part is the introduction. In this paper selected topic background andresearch significance of this article, on the basis of the social responsibility ofcommercial Banks, financial consumer rights and interests protection and content ofthe research status at home and abroad were reviewed and analyzed, and theinnovation of this paper is briefly introduced.The second part is the overview of financial consumer rights and interests andcommercial Banks social responsibility. This part respectively on the financialconsumers’ rights and interests related to commercial Banks social responsibilitytheory is expounded, and the financial consumers’ rights and interests protectionunder the main content of the social responsibility of commercial Banks is analyzed.The third part of commercial bank under the financial consumers’ rights andinterests protection social responsibility analysis of existing problems. Mainlyexpounds the present situation of the commercial Banks to perform financialconsumer social responsibility and the legal regulation, and the commercial Banks toperform this paper analyzes the causes of financial consumer social responsibilityproblem. The fourth part is the foreign commercial Banks perform financial consumers oflegal regulation of the social responsibility and enlightenment. Mainly throughintroduction to the United States, Britain, about commercial Banks in the performanceof financial consumer social responsibility legislation and regulation, summarizes itsexperience, thought to perfect our country commercial bank to perform financialconsumer social responsibility to provide legal reference.The fifth part is our country commercial bank to perform the perfection of thelegal regulating financial consumer social responsibility. Article mainly from theperfect legislation, strengthen the internal governance of commercial bank andstrengthening the government, industry organization and external supervision of threeparts such as third party strength for our country commercial bank to fulfill socialresponsibility to provide perfect recommendations.