Research On Legal Supervision Of Third-party Financial Institution

With the rapid development of China’s economy, people’s income has been greatlyimproved, with a greater amount of wealth. In order for wealth preservation andappreciation, people started looking for investment direction and financial channels.Since then, the financial industry ushered in the spring of development, the emergenceof a lot of third-party financial institution, such as Noah’s wealth. The emergence ofthird-party financial institution, greatly enriched the types of financial products, enhancethe vitality of financial markets, providing people with more effective investmentchannels, but also to improve the socio-economic efficiency of resource allocation.However, our third-party financial institution in the rapid development of all the chaosis also filled with the market, this phenomenon for many reasons, the most importantreason is the lack of an effective third-party financial market regulation in the law"vacuum "state, if not third-party financial market regulation and supervision to be,would have a negative impact on the development of financial markets and thedevelopment of financial third-party financial institution. Therefore, legal regulation canlead third-party financial institution into the right track of development.This article contends that, by regulating banking environment, legal supervisionissues for third-party financial institution can be further studied. From the perspective ofeconomic law, the main focuses are: the legal nature of third-party financialmanagement; the advantages of third-party financial institution; as well as the legalregulation of third-party financial institution problems and so on. Also, manycomparative analyses are made on the basis of legal experiences from developedcountries for third-party financial institution. In addition, giving advices to the domesticinstitutions based upon the current situation due to lack of regulatory status.There are empirical research methods, comparative analysis and historical researchmethods in the process of writing. First, the use of empirical research methods, throughthe website and other ways for third-party financial institution regulatory and abroadhave done a lot of observation and investigation, on the basis of past experience come,to third-party financial institutions need to develop a healthy development in Chinarelevant laws and regulations, such as building the appropriate regulatory body;secondly, the use of comparative analysis, by comparing the development statusbetween domestic and foreign third-party financial, as well as analysis of foreign countries such as the United States, Australia and other countries, legal and regulatoryexperience with third-party financial institution, to which improvement of the regulatoryissues to find third-party financial institution countermeasures; Finally, the use ofhistorical research methods, through the origin and history of the evolution of thethird-party financial institution inductive analysis, to understand the meaning andcharacteristics of third-party financial institution.Legal research on supervision of third-party financial institution involves bothlegal and economic fields. This article combines of law and economics. Primarily tolegal research, economic research, supplemented. From the economic point of view,elaborate the basics of third-party financial institutions. And in the legal field, make thedefinition the legal nature of third-party financial institution. The knowledge of law andeconomics related links. Thus, it more depth studied to this important issue of legalresearch on Supervision of third-party financial institution.