Research On The Property Insurance Objects For Transferring

The object of property insurance is a basic concept of insurance law.It’s also the foundation of all insurance activities. The transformation of the property insurance also have a significant impact on the entire insurance activities.The transformation of insurance subject and a series of problems that occur in this process need our careful study and exploration.The transformation of the property insurance is an important part in 2009 "Insurance Law".The insurance industry and academia pay attention on this problem very seriously at same time.China implement this law from October 1, 2009.Compared with the previous Insurance Law,provisions for the transfer of insurance subject, there are many new changes by leaps and bounds.From the initial personae from the materialism of Marxism became more consistent with the development trend of the times and the development of the insurance industry.The new "Insurance Law" in the subject of the transfer of property insurance made a lot of very realistic and need to modify the provisions of the insurance industry.This made people more clear on the subject of the transfer of insurance and deepen their knowledge and understanding.Do also have a rational development of the insurance estimate.Thus contributing to the development of the insurance industry.This article attempts to make the starting point from different provisions of the old and new insurance law,try to analyze the views on this issue of insurance law and combined with the actual case at the same time, to ascertain progressive modification of the Insurance Law.While,pointing out the problems that still exist in legislation and try to think deeply and made a number of proposed changes to put new ideas into the practice.This article was composed by forth sections. The first section gives two examples to compare the difference between the old and new insurance law.The dispute of the insurance contract is to compare the new and the old term’s differences. Then we can see that the new term is more advantageous to protect the business.At last,point out deficiencies in the new insurance law,to pave way for the next part.The second chapter makes two different legislations’ personal ’and’ from materialism, "the subject matter insured after the transfer, the impact on the validity of the contract of insurance carried explanation. The second part of the analysis and comparison of the old and new insurance law on the subject of the transfer of property insurance provisions.After further explore the new insurance law changes, China’s insurance law doctrine by personal significance to shift from materialism to the subject matter insured transfers.The third part of the legislation of other countries and regions, made a brief presentation adopted,based on this analysis and comparison of the relevant provisions of the various countries and regions, to provide information on the background and later ideas.Lay a good foundation for the next part.The third chapter is about the situation occurs when the transfer of the subject matter insured.Significantly increased the danger and controversy and thus the relevant notification obligations of these two legal issues arising in the real issues brought forth and analysis.Section one wrote a major need to meet the standards and requirements to what constitutes a significant increase in the risk of the insurance law.The second section discusses the necessity and the legal basis for the increased risk notification obligation settings.The third section is to explore on the new "Insurance Law", the increased risk of a range of issues in the judicial obligation to notify the practical operation of the applicable exist.The fourth chapter of a series of new "Insurance Law" on the subject of the transfer of the insurance provisions of problems that may arise in the future.And make some suggestions and advice to improve legislation to address these issues.