Study Of Legal Issues Of Chinese Rural Financial Regulation

As an important driving force for the development of rural economy, the construction of rural financial system in China still have some shortcomings, its supervision still exist shortages of both the external supervision and internal self-discipline, this paper on the basis of the previous studies, analysis of the lack of the current China’s rural financial supervision law, the latter in the regulation of the legal system is not perfect, the lack of operability, lack of fair competition in the regulatory philosophy, and residents of neglected rural areas financial rights. This study demonstrates the necessity of the rural financial supervision law, the legitimacy of particularity, defects and legal intervention in rural finance itself has the. And in the experience of the United States, Japan, Germany, the structure and developing the rural financial supervision system, put forward the legal system of rural financial supervision in China should adhere to the principles of equality, effective supervision and the tilt protection principles, construct perfect legal supervision system.Specific measures include, first, the different characteristics of the multi subject of rural financial market, rural financial regulatory law function; second, perfect the legislation, perfecting rural financial regulatory coordination mechanism; third, determine the legislation of rural financial regulatory standards; fourth, the establishment of private financial legal system; fifth, establish and improve the rural financial institutions of information disclosure system and internal control system. This paper also discussed other issues, should pay attention to the design of rural financial supervision system mainly includes: firstly, the government should avoid excessive regulation, to promote the rapid development of folk finance; second, to protect farmers’ financial rights for the rural financial system development center.