Studies On The Definition Of The Crime Of Loan Fraud In The Criminal Law

Loan Fraud is an important part of financial crime, this crime appears with a high frequency in the ur country’sfinancial sector and has a highly destructive effect.Many difficult issues related to this crime is still the focus of theorists and practitioners dispute.Therefore, the author discusses severl key questions of the constitution of the Crime. We combined theory with practice, given the judicial determination method. So that we can fully understand Loan Fraud.This paper is divided into five parts.The first part describes the background of the current loan fraud crime, looking back on the Evolution of Legislation on of this crime.The second part discusses the theory of the crime relevant to the legal interests, and put forward the position of this article.Property ownership and financial security are two aspects of this crime against the legal interests.Part three analyzes three difficult problems in objective behavior.Whether obtaining credit with the form of adefraud guarantee doesn’t constitute the Loan Fraud crime as well as the standard fallback provision in other methods.Part IV discusses other common troubleshooting questions of Loan Fraud.How this crime Consummation and Attempted is determined, whether a company constitute a crime.We also disscussed several cases of financial institutions staff involved in Cheating Loan and, and how to identify. The last case is how to identified the assumption of risk of victim ti this crime.