The Princeple And The Focus Of Legal Regulation Of Financial Conglomerates

China’s 13th Five-Year Plan made it clear to "steadily push forward the comprehensive management of financial institutions," the development trend of mixed industry sub-sector under the supervision of the current status of China’s financial industry organization form. Financial Conglomerates has a number of financial institutions in general incomparable advantages, such as Financial Conglomerates can bring economies of scale and economies of scope, resources can be highly integrated, cost savings, etc., but also due to the Financial Conglomerates organizational structure on characteristics which, in addition to face the risk of financial institutions in general outside, but also need to face a number of special risks. Our country Financial Conglomerates’ development has just started, the internal environment and the external environment is not yet mature, and therefore face higher risks. At present our country has been basically formed, including "Commercial Bank Law", "Securities Law", "Insurance Law" and other laws, including the financial legal system, but in the face of this new form of mixed financial services emerging, our country is still there are many legislative gaps.Currently in our country’s financial markets Financial Conglomerates already exist and some of the size is increasing, related to the development of China’s financial market. Financial Conglomerates established legal system is a process of continuous exploration, Financial Conglomerates discussions on legal regulation of the principles and the center of gravity is also essential. This article from the domestic analysis of the mixed regulatory status of industry financial groups, combining financial security and financial efficiency and other aspects to consider, the value orientation of our country Financial Conglomerates legal regulation of, our country Financial Conglomerates supervision legislation framework of discussions and recommendations.