Research And Development Of The Agricultural Bank Of China’s Online Trading System Of Personal Accounts

With the development of science and technology, computer has been more and more popular in our daily life. Internet technology has also been widely applicated, with the development of network technology, and the deeply extend of financial services in the network, the traditional over the counter banking practices have been unable to meet social development. As a new and important measure for bank’s business, online banking has been essential for the survival and development of means of competition, and been an important part of changes in modern banking operation and achieving strategic transformation.In this paper, the author combine with my own work experience on the Agricultural Bank of China, introduced and contrasted the status of researching and using about online banking, analyzed the ABC’s (Agricultural Bank of China) personal accounts online transaction workflow, and overviewed the develop process, methods and models of software engineering; Then, the author analyzed the key technologies of ABC’s personal account in online banking, and carried out a detailed a requirements analysis and overall design of online trading system. In order to promote the experience of using online banking service, we strengthen the online customer service of this feature, the user can choose an off-line message, self-service and online communication to consult products or services, It can effectively improve customer experience degree. System chose the ASP.NET as system development tools, the SQL SERVER2005as the system database programming, And use C++to achieve the development of the system. At the end of this paper, we have overviewed the basic principle of testing, tested system’s function and performed according the test rules. Test results show that the system has a wide applicability, covering the business of the ABC’s personal online trading accounts, system’s interface is simple, stable and easy to use.This design of the ABC’s personal accounts online trading system meets the basic needs of the individual account, and improves the user experience at the same time. However, due to the development of online banking system is a very complex project, perfect system functions and system security considerations still need our further research.