Design And Implementation Of Hefei Industrial Bank Retail Credit Management System

Hefei Industrial Bank retail credit management system (hereinafter referred to as the bank credit management system), its main function is to realize the processing of bank credit business and credit risk control, it was based on the advanced computer technology and network communication technology with the combination of new credit system. The credit system can real-time for personal savings business single batch information, or information to the credit system to the latest data information transmitted to relevant business host.This article mentioned the bank credit management system changed the traditional pattern of bank credit management system in the past the examination and approval of the management pattern, to shorten the time of the credit process, truly realized the real-time, fast and standardized office, further improve the level of the bank credit management.This paper mainly discusses the retail credit business requirements analysis, design and implementation process. From the requirement analysis of bank credit business systems, the use of the reasonable system analysis method for the analysis of the banking system for data acquisition, data storage and security requirements, has been clear about the retail credit management system of three main parts, respectively is:bank staff permission before using module, credit management module, post-loan management module, and the three modules for the detailed analysis and design of each functional module is described in the detailed design, the relationship between the function of the module interface and system database design and so on, eventually make the function of the retail credit management system to achieve the desired effect.This system uses the C#.NET, the database system of related technologies such as the design and development, finally realizes the Hefei Industrial Bank perfect development of the retail credit management system. It can complete the loan application, review under the loan examination and approval, cabinets, post-loan management and other multiple functions, and optimize the working process of traditional mode of credit, to improve the work efficiency has substantial significance.